A quick word on Renter’s Insurance:
Talking and worrying about renter’s insurance is entirely uncommon. There are typically so many other things to worry about that renter’s insurance doesn’t even make a blip on the radar. In fact, it’s possible that many people don’t even know that renter’s insurance exists or is even a good idea.
What is renter’s insurance?
Renter’s insurance is just that, insurance for renters. Most insurance providers have renter’s options available. This insurance covers everything you have in your apartment.
Why should I get renter’s insurance?
Renter’s insurance is what protects your assets and yourself from liability. Your landlord or management may have insurance, but don’t be fooled into thinking that it covers you or anything you own.
What does renter’s insurance cover?
When you think of homeowner’s or renter’s insurance, the first thing you think of is usually protection against natural disasters. While your insurance will probably cover you in case of these disasters, it is definitely not the only thing. Say your dog Fufu decides to gnaw on the delivery man. Say you get robbed. Renter’s insurance is going to be a mighty fine investment at that point.
Who offers renter’s insurance?
Most insurance companies will offer this insurance. You can even get online and toy with some insurance estimators, like this one from State Farm. You may also like to take a look at a relatively new program, called Resident Insure.
How do I get started?
Start by creating a list of your valuable assets. Then you’ll know how much coverage you’ll need to get. It will save you some time when it comes time to talk to the insurance agent.